Wouldn't do a modification twice Carrington Mortgage Service
They took over my loan from Chase bank.
I had some financial issues with business and got behind in my mortgage. When I tried to make house payment they refused to take it, said I had to have two payments. Next week I had two payments and they refused them and said I had to have three payments. This went on and on until I got help from stepforwardmichigan.com got caught up and this whole time I was trying to get a modification. While this is going on my health was getting worse from the stresses they caused. I have fibromyalgia and stress is very bad for my illness. after trying to get two modification done with them, they turned me down twice. Started a third with an agency here in Michigan, by now my health is getting real bad, I had to file for disability. I was forced to quit working because I was unable to keep up with the demands of driving semi truck that I owned. Sold it and paid off a couple bills. Found a local job and was fired because I was sick. Then next week social security approved me for disability. I have had fibromyalgia for thirty years and always had been able to work as long as I got to rest and kept my stress level down.
When Carrington ms wouldn't give me a HARP modification so I could keep my house so I wouldn't lose all of my investment was devastating to me. Today was suppose to be a sheriff sale and they pulled it from the docket. So they are still causing a stressful situation for me. I offered them 47,000 in June 2015 and today it was being offered for 36,000. When my attorney made the offer they never even responded to him. That's when I had to file bankruptcy.
When I was trying to get the modification done they told me to call USDA rural development, Carrington claimed it was USDA was turning it down, USDA said they only guarantee the loan through Chase bank and for me to call them. I called Chase bank they said they didn't have anything to do with the loan I had to call Carrington. Called Carrington again and was told they didn't know anything and didn't even know who I should talk to but would get back to me when they figured it out. Never did call me back.
I am still on the title of the property. No one seems to know who owns my house now. My real estate agent can't get any answers either.
I had some financial issues with business and got behind in my mortgage. When I tried to make house payment they refused to take it, said I had to have two payments. Next week I had two payments and they refused them and said I had to have three payments. This went on and on until I got help from stepforwardmichigan.com got caught up and this whole time I was trying to get a modification. While this is going on my health was getting worse from the stresses they caused. I have fibromyalgia and stress is very bad for my illness. after trying to get two modification done with them, they turned me down twice. Started a third with an agency here in Michigan, by now my health is getting real bad, I had to file for disability. I was forced to quit working because I was unable to keep up with the demands of driving semi truck that I owned. Sold it and paid off a couple bills. Found a local job and was fired because I was sick. Then next week social security approved me for disability. I have had fibromyalgia for thirty years and always had been able to work as long as I got to rest and kept my stress level down.
When Carrington ms wouldn't give me a HARP modification so I could keep my house so I wouldn't lose all of my investment was devastating to me. Today was suppose to be a sheriff sale and they pulled it from the docket. So they are still causing a stressful situation for me. I offered them 47,000 in June 2015 and today it was being offered for 36,000. When my attorney made the offer they never even responded to him. That's when I had to file bankruptcy.
When I was trying to get the modification done they told me to call USDA rural development, Carrington claimed it was USDA was turning it down, USDA said they only guarantee the loan through Chase bank and for me to call them. I called Chase bank they said they didn't have anything to do with the loan I had to call Carrington. Called Carrington again and was told they didn't know anything and didn't even know who I should talk to but would get back to me when they figured it out. Never did call me back.
I am still on the title of the property. No one seems to know who owns my house now. My real estate agent can't get any answers either.
Hope you guys can help me get my house back at the fair market value. Since I bought it just before the bubble in real estate collapsed.
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